If an original CCC does a charge off on my account, they can (and often do) sell the debt to a collection agency. Since it is in fact the same debt, if I have the original CCC and a CA on my credit report what type of letter should I be sending to the CRA demanding deletion? I know that it's a violation of the FCRA to report a debt twice. Thanks in advance for your help. Chris
You answered it yourself. Duplicate account letter to the CRA. Send a C&D to the CA and I would work the original with a Validation letter. Good luck,
