Back in 99 I purchased a car loan through Flagship credit, they were eventually bought out by Wells Fargo! I had a few 30 day late payments while under Flagship, when I pulled my credit report they still have Flagship as a "potentially negative account" and have Wells Fargo listed separately, so now I have to negative accounts when I should really have one, at least that's what I think! I need help as to what to do! Thanks