A 'friend' of mine, DSDA Collections, received a demand to cease harrassment, validate, and BTW, let's consumate this friendship in Federal Court. I knew they had gotten the love letter, because their never-ending phone calls of devotion squeeled to a stop. No other response, now they get hand-delivered the invitation to meet at Federal Court, and right away their attorney calls to talk... BUT gasp, wants to include collecting the debt into the settlement, I am like, look lady, I like you, but I don't think I am ready to take you to Federal Court on the first phone call, I am not that knind of guy! Before that topic can even come up, your client has to obtain and mail something special, called Validation. (hint: it was a couple magic words hidden into my letter, but yeah, it was there.)
So they've attempted to collect w/o validation... Did they have any explanation for why they haven't sent you the letter?