Some news regarding Citi:

Discussion in 'Credit Talk' started by AJiLE, Sep 7, 2001.

  1. AJiLE

    AJiLE Well-Known Member

    Hello yet yet yet again (geez, I've posted alot today) lol:

    I just got off the phone with Citi's reconsideration (recon) department (sorry, USMC here), and the lady was extraordinarily pleasant AND helpful. Here's what she told me:

    Collections and/or charge-offs need to reflect a paid status. If they are "unpaid", then they cannot over ride them, but "paid" collections and/or chargeofs can be overridden.

    I've still got one left to pay (small amount, $208), so I'll deal with that, let my credit build somewhat, and perhaps apply next year around this time.

    A. J.
  2. sam

    sam Well-Known Member

    hmm. there must be more than this, like account age, because i had a bit of unpaid ones when i got my first AA card. They were all 96 or older in date.
  3. AJiLE

    AJiLE Well-Known Member

    Actually, that's when that one account is from, 7/96. I don't know of any others, other than my unpaid judgement, which is in limbo (class action against the company), and is a year later.

    Either way, I plan on just sitting tight for a while.
  4. RichGuy

    RichGuy Well-Known Member

    I just got a $3000 AAdvantage card (not as much as everyone else, I know) and Equifax reports a judgment and collection from 1996.
  5. brad

    brad Well-Known Member

    Congratulations RICHGUY,now you could go back and apply for another AA card and they will probably give you an additional 5000-7000 account?

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