someone please tell me

Discussion in 'Credit Talk' started by GHONEYHONE, Jan 18, 2002.

  1. GHONEYHONE

    GHONEYHONE Well-Known Member

    on 12/29/01 my tu score was 546 now since then i have had 4 deletions and no more inquirys some one please tell me why now it is a lowly 473 thats 73 points that it dropped i do not understand nothing has changed but the 4 deletions. now on my euifax it was 563 on 01/05/2002 and it is now a 596 i dont get it i am about to check my expiraian it was 515 on 12/29/01. but since most people pull tu this isnt helping me any
     
  2. GHONEYHONE

    GHONEYHONE Well-Known Member

    my exp is up to 521 what gives with tu 73 points down that is brutal
     
  3. mel

    mel Well-Known Member

    The same crap happened to me. I was at 518 on TU and 2 deletions (collection and chargeoff) I was down to 482--WTF!!!! First take comfort in the fact that this isn't your real FICO score. The BS a rep told me was that even though they were negative accounts, dropping my score to one extent, they were also old accounts which counted for something. He said that with the addition of 2 positive tradelines to replace the ones lost, my score would not only go up again, but exceed the 518. We shall see as Orchard Bank and my 2nd Cap1 card should be reporting soon.
     
  4. GHONEYHONE

    GHONEYHONE Well-Known Member

    that is so much bs target is not reporting yet i am sure that will help but i had 4 big collections deleted i was all hyped thinking it would jump at least 50 points but no it dropped 73 what can i do no one in there write mind will give me anything with a score of 473 i need to do something quick help me
     
  5. mel

    mel Well-Known Member

    What are your reason codes/descriptions?
     
  6. GHONEYHONE

    GHONEYHONE Well-Known Member

    to many derogs with high limits wtf i only have 4 left to many public records and not enough retail accounts wtf i have spiegel 700 limit balance 200 and target not reporting 200 limit 88 balance i need a boost
     

Share This Page