Soooo tempting!!

Discussion in 'Credit Talk' started by rackt3, Apr 4, 2003.

  1. rackt3

    rackt3 Well-Known Member

    Just got an offer in the mail for the WorldPerks Visa card. They're giving me 7,500 worldperks bonus miles apply got and get the card, and 1 mile per $1 spent. I checked the website, and the offer is only 4,000 bonus miles after applying and being approved (quite a difference...apparently this is an exclusive one-time offer as they say in the letter).

    Those of you who are into earning miles for free travel will understand how nice 7,500 miles sounds! I travel on northwest a lot, and it would be cool. BUT the terms sux!

    $90 annual fee!! 14.5% interest rate!!

    Ok, anyone here have a worldperks card? Is the annual fee ever waived? can you get the interest lowered?

    By the way, I did see on the worldperks website that they now give 4,000 bonus miles for opening a US Bank checking account and getting the Visa checkcard (has a $20 annual fee though). So this might be an alternative even though I miss out on the 7,500 mile offer I got in the mail.

    So, anyone with experience with the worldperks credit cards?
     
  2. GEORGE

    GEORGE Well-Known Member

    UNITED VISA (FIRST USA/BANK ONE)
    10,000 MILES + $60.00
    + 5,000 GOLD UPGRADE (do it a couple of months later) + $25.00 MORE (pro-rated)

    AMEX DELTA GOLD 10,000 MILES + $85.00
     
  3. rackt3

    rackt3 Well-Known Member

    Do any of those actually work with northwest airlines? Because most/all of my travels are done on northwest. I already have a bank one platinum card.. if the miles are good, i'll consider switching cards
     
  4. rackt3

    rackt3 Well-Known Member

    Checked the websites.. doesn't look like any of those airlines link with northwest, so doesn't do me any good.

    Anyone with the Worldperks card?
     
  5. Rawhide

    Rawhide Well-Known Member

    Re: Re: Soooo tempting!!

    I know Continental works on NW. Chase has fairly decent mileage bonuses for getting their card. I got 10K miles for their worldcard. I think its 6000 miles for the plat. Annual fee is $60, and interest is 13. I never keep a balance on a rewards card, so the 13% doesn't bother me. I have a no frills card for any balances that I might carry.
     
  6. rackt3

    rackt3 Well-Known Member

    Re: Re: Soooo tempting!!

    Well, the interest rate didn't bother me. I know I just wont carry balances on it. The $90 annual fee just seems unnecesary to me. I actually have a chase platinum.. so maybe I might be able to switch and get those miles (?)
     
  7. gottago

    gottago Well-Known Member

    Re: Re: Soooo tempting!!

    I have a WP Visa card from US Bank. I signed up for it last month. At the time, they gave me a 10,000 mile sign up bonus, and the annual fee was $45.

    US Bank has excellend customer service, and they credited my WP account with the 10,000 within 2 weeks of receiving the card.
     
  8. rackt3

    rackt3 Well-Known Member

    Re: Re: Re: Soooo tempting!!

    10,000 with a $45 fee? That's not bad at all. By the way, what rate are you paying? Did you get the offer in the mail, or did you just call them?
     
  9. rackt3

    rackt3 Well-Known Member

    Re: Re: Re: Soooo tempting!!

    Oh yeah.. what state do you live in, and what CRA did they pull?
     

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