Appropos of nothing, while digging for some dirt on Macy's/ Federated Dept. Stores, I ran a cross an interesting article on Sears. They've been seriously bad boys. Thought some of you might find this interesting. http://www.searsscrewscustomers.com/newsweek.htm
The only dirt I've found on Federated is that they were fined 1 mil, I think, for collecting discharged debts after bk. It was the state of Tennessee who sued them and won. I don't think it was in federal court though. I found it through doing a search in google. I think I used burdines as a search and facs or facs group. You may want to try federated department stores. What is your problem with them? I have an old chargeoff that verify every time. And they have sent me old account statements. But, they do not have the original application on file. I really don't want to waste my time suing them but it is the only chargeoff I have left on my cr. I got it off Equifax but not Exp or TU.
I hate to hold back, but I've found a couple of things that may be helpful in the near future. I'm drafting a letter right now. I'm reluctant to post the specifics beforehand (prying eyes and all that). If it proves successful, I'm sure I'll be crowing about it, though I still doubt that posting the specifics would be wise. When and if the time comes, if asked by a CN member that I recognize (such as betacredit), I'll e-mail you a copy of the details.
In 1992, my husband and I filed for Bankruptcy, Sears was a creditor included. They contacted us about reaffirmation, we agreed. I found out about the lawsuit about four months ago. I have sent letters to several Sears Executives asking for proof our reaffirmation was legal. No one will respond to my letters. Today I'm going to send a fax to their legal department.
Between my two sears accounts, they were my "biggest" creditor during b/k. This was during the time they were being sued for their reaffirmation agreements. They never contacted me once. I even tried to call them because I wanted to keep the items I had purchased. Nobody would return my call. That was almost 6 years ago, I've still never heard from them. I also had a Robinsons-May account which I re-affirmed. I paid it off. Some time later I received a letter saying they had been sued and I would be getting a refund of everything I had paid on the "re-affirmed account + interest. Sure enough, several months later I got a nice size check from Robinsons. So......keep on top of Sears!!!!
Thanks for your reply. I just faxed a letter to Sears legal department. I have sent a total of 5 letters. I received one today from a assistant paralegal at Sears, she asked for 30 more days to investigate! Excuse me but I have been waiting 5 months already! I gave them until next Wed. to respond by fax with a copy of the reaffirmation agreement and proof it was legally reaffirmed. We'll see.
