FYI: Sovereign Bank, New England & Upstate New York; Bureau preference: 1.) Transunion 2.) Experian Rate tiers: 1.) 700+ = best rate 2.) 675-699 = best + .50% 3.) 650-674 = best + 1-2% 4.) 620-649 = best + 3-3.50% 5.) below 620 = best + 6-7%
I think they want to keep us guessing, George. With Aspire rates as high as 40% APR, you just never know!
I should have clarified, this is the indirect auto loan buy rate, for new. My main reason for the post was to show bureau preference & bureau score "cost", note how under 620 gets hit hard.
This is not for Upstate NY, only for New England States, Pennsylvania, New Jersey and Delaware. http://www.sovereignbank.com/ That link gives you the option of the area you live in.
I bank with sovereign bank. For clarification, they have branches in New Hampshire, Rhode Island, Massachusettes, Connecticutt, New Jersey, Delaware and Pennsylvania. I applied for their Visa and was declined. (they pulled my TU...ugh)