Last week i got an amazing offer in the mail from them, I'm not going to apply for it tho - due to my OATH (6 months application FREE) however just thought some of you might like to know: 0% for 9 months after 9.75% ongoing apr. (!!!) It was "by invitation only" PROVIDIAN!!!! who knew? Guess they're tryin to go for prime - like Cap 1 - but i still don't trust 'em. had a card av few years back when i was new to credit - but paid off and cancelled after a year or so. I guess that's why i'm on their invite list.
