just recieved summons in the mail from pressler and pressler in new jersey for 5k. does anybody have any ideas what should i do. should i contact a lawyer-more money-ahgg-or can i file something on my own to delay it. i will have some money in 2 months but should i try to negotiate with them? i don't want them to freeze my bank acct or more contact my employer which would be bad-- the debt is creditcard and 5 years old
