Within about three months I have made unbelievable progress on my reports. TU is completely wiped clean of all baddies. And I have managed to get rid of 4 baddies on EXP and EQ that werent mine. I didnt think that I would ever get those accounts deleted. But now I actually see the light at the end of the tunnel. I have only 2 more small tradelines to take care of on EXP and EQ and thats it. Before I found this board, I figured that I was doomed for 7 years no questions asked. Before I found creditnet, I would have continued to let them kick me while I'm down. But you people prove that the human spirit is very much alive and dont take any Sh_T OFF OF ANYONE!! You guys are a class act! Thank You So Much Matt