Discussion in 'Credit Talk' started by sandra, Mar 7, 2001.

  1. sandra

    sandra Guest

    What is the typical credit line that Spiegel starts a new customer with? I received $400.00.
  2. Marie

    Marie Well-Known Member

    How difficult is it to get?

    what are your scores?
    or in lieu of that: what's your scenario?
  3. roni

    roni Well-Known Member

    I received $400 also.

  4. roni

    roni Well-Known Member

    I got the card Marie after receiving the FCNB Visa. That was the first retail card I received. I got the card back Sept or Oct of 2000.

  5. Ron

    Ron Well-Known Member

    I got pre-approval Spiegel Card from the mail and they approved me $825. I used it once or twice and I didn't find any useful and I stuck at the bottom of the drawer.
  6. Momof3

    Momof3 Well-Known Member

    I had the same as Ron, preapproved and got 850. but I too never used it and eventually closed it due to my cutback in cards, since I never used it it was the first of many to go lol

  7. ShyGuy

    ShyGuy Well-Known Member

    My wife got "preapproved" Spiegel retail card (not Visa or MC) offer and was turned down when she sent it in. She also got a "preapproved" LLBean MasterCard for MBNA and received card with $200 limit -- her first bankcard. And it was before she returned to work.

    Roni, how long after you had FCNB did you get Spiegel card? I'm not sure I need Spiegel, but I would like an Eddie Bauer card.
  8. Geo

    Geo Well-Known Member

    $400 also. never used
  9. AnnMarie

    AnnMarie Well-Known Member

    Never used mine either--got it when our credit was excellent. They closed it after about 3 years of inactivity. It still shows open on several CRs. I wonder if I should have them update it as a closed account? Since I never used it it shows no lates :)
  10. roni

    roni Well-Known Member


    I got FCNB for $450 in 5/00. Speigel in 10/00. I just applied online, no preapproval. I applied for EB but was denied. Speigel can be used at EB though.

  11. ShyGuy

    ShyGuy Well-Known Member

    thanks, roni

    Maybe I'll ask a FCNB CSR about Eddie Bauer and/or Speigel when I call about a limit increase after I've had my FCNB card for six months.

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