You have utilized the services of Debt Free. You seem to have been pretty sastified with what they have been able to do with your accounts besides ************************************** I'm grateful for these positive changes, but now I'm thinking I need to work this on my own, and here is why. Out of five accounts with Debt Free, four of them are still showing "bad debt, chargeoff" status even though they've received regular payments for seven months now. Two of them have notated that the account is now being paid through a consumer credit agency, but other than that, my report still looks pretty gloomy. *************************************** can we chit-chat?
