Has anyone with a split file applied for credit? If so, what was the outcome? I have a split file, with an Equifax score of 748. No inquiries and the only accounts that i can view online has small balances with modest credit limits.
Mixed Bag. Got turned down for a home twice, gas cards, and a circuit City card. But got a Brand new Kia sportage, Target quest card and a couple of personal loans. So I cant give you solid answer. I think it boils down to which the creditor gets when they pull your file
I got Target Visa with crappy $500 cl. They also pulled EQ and EX. May have been because I had moved recently rather than the split file. Also, when credit was pulled for a mortgage, it returned 2 seperate scores. They are currently 658/725 (EQ). Gib
