i am not good at typing or spelling so please excuse me , i had a sprint cell phone like 4 years ago and did the refferals and had like 6oo credit. then one day they reversed it ( i think they think i hacked in to their system which i didnt i just had a guy in sprint who gave every number of phone they sold ) and charged me for all the past bills which i used credit like 900 dollars even though my credit limit was 150. and i have been getting letters from a collection agency for the money. i called them last month for the bill and they sent me my last sprint bill for 900 so i asked how could i have such a bill with a 150 credit limit and why that amount, its not itemized it just says 225 added this day 225 added this day and so on and they so that is not their business, i would appreciate help on HOW and WITH WHO to fight this with, i really want to fix my credit without paying. thanks. p.s. they had no right to reverse my credits.
When a CA calls, it does little good to ask for anything verbally. You request validation IN WRITING, sent CRRR. Did the CA send you a letter? Did it say you could request validation of the debt in writing, and if you didn't dispute it in 30 days they would assume it was valid?
