I have a trade line on my account fro SST/UAC. this was for a car loan in 1996. In 1998 I filed Bk and returned the vehicle. I wrote the company a verification letter that has not been responded to. This letter was signed for on April 15th. It is being reported on my equifax report as Account included in Bk zero balance. also equfax has verified as mine. what letter do I send next...do I send the 2nd verification letter or one of the Psycho nut-case letters..Please help
IMO I would send the CA and ITS letter and state dear CA on ---------date I sent a written request by CM to (CA name )disputing the above referenced acct and requested validation. You have willfully ignored my request for validation and have since verified the above referenced acct as accurate with ( CRA.name) pursuant to the FCRA 15 USC 1681 & the FDCPA 15 usc 1692. I have just cause to file suit against you for damages resulting in your willfull violations, if you wish to avoid litigation, you must provide me with a signed letter of deletion for the above referenced account within 10 days from the date of this letter. please be advised should you fail to comply, a lawsuit will be filed on _______ date furthermore I may report your illegal activity to the BBB and the FTC. I appreciate your assistance to resolve this matter. sincerely, checkmate
Write to the CREDIT DISPUTES department at SST...Union Acceptance went BK last year in May 2003 and SST took over their accounts...there is no UAC to speak with/write to anymore. I had a major problem in January when Equifax wiped out my credit file...I had to have SST put on the UAC tradeline. Their credit disputes department is VERY HELPFUL...they'll work it out for you, the papers are screwed up due to UAC's BK, I am sure. They'll clear it up for you.
