I just made my first mortgage payment, when do they start reporting, it's countrywide, anyone know? I really wanna see what happens to my score....
From what I have read, if you have no credit, adding a tradeline will increase your scores. But for some others, a new tradeline sends their scores into the garbage until the account is open for a while, then it increases their scores.
This is my first and only installment loan, so it should be interesting on how my score is affected....
