I just got letter from State Farm they are not going to renew my auto insurance - I have 2 car and 1 home owner ins thru them - they send me notice about both auto policy - nothing about home owner first car going to be expire on 02/2003 and second 3/2003 .....what to do now ? Myu equifax score is 705 and TU score is 657 but experian is 600... any advice - I was getting very decent rate thru state farm - does anyone knwo which INS company pull Equifax? thx
Did they say it's because of credit? Or is it because of claims or non-payment? If they cancel you because of credit issues they have to tell you otherwise it's a violation. 0
I think most insurance companies pull TU unfortuanately. You could try GEICO. I've heard they don't pull an inquiry unless you authorize it. BTW do you know exactly why they non-renewed your insurance? Are you sure it is even related to your credit?
DO YOU DRIVE BY YOUR CREDIT REPORT??? I DON'T!!! Question #1 Can you tell me how much for my 2 cars and house with-out a credit report...IF NO...BUH BYE~~HANG UP!!! Get insurance this month and CANCEL STATE FARM, ALL OF IT (before it expires)!!! If they ask SS# don't give it...ALTHOUGH THEY DON'T NEED IT TO "PULL"
I've had State Farm for over 10 years and never a problem. Nor have they ever pulled mine or my wife's credit report. As a matter of fact last year I received their certificate of guaranteed renewal. In other words we can only be cancelled for non-payment of premium or if we move to an area where they don't sell auto insurance (like Mars). I don't have them for homeowners because they don't underwrite in FL anymore. What reason did they give you for the non-renewal?
GEORGE is right. Breeze can probably help you. She's in the insurance business. Whatever you do, stay away from Allstate. I say that from experience.
The reasons for nonrenewal of an existing policyholder would either have to be non-pmt of premium, claim frequency. a DUI or if the agent suspects something and requests it. State Farm does not pull credit for existing policyholders. But all brand new policyholders will be subject to credit check and mvr to determine where they should be placed.
I have been with them since 1995 - never late - reason they give me I have 2 accidents thats why ... My trans Union score is 650...I hope this enough for allstate...
Creditgeek, I would try GEICO or Progressive before Allstate. Allstate is expensive and will drop you in a heart beat. They're alot worst then State Farm when it comes to claims & accidents.
