/ Register

State Farms comes through

Discussion in 'Credit Talk' started by roni, Mar 30, 2001.

  1. Mar 30, 2001 #1
    roni

    roni Well-Known Member

    I got 7.31% apr with State Farms to refinance my Household Auto finance loan for 13.9%. I got the loan in August '00.

    YeePee!

    roni
     
  3. Mar 30, 2001 #2
    Momof3

    Momof3 Well-Known Member

    Congrats Roni, great news:)




    Mom
     
  4. Mar 30, 2001 #3
    marci

    marci Well-Known Member

    Roni,

    State Farm refinances cars??? Please tell me more. I'm looking to refinance
    my car (yet again) and neither PeopleFirst nor Household are available in my
    state.

    Any info you have is greatly appreciated,

    Marci
     
  5. Mar 30, 2001 #4
    roni

    roni Well-Known Member

    Go to the yellow pages and find the nearest State Farms agent and apply over the phone. Have the amount owed available. I applied on Monday. I was approved Wednesday but didnot call back until today to find out the answer. I was scared...lol. Anyway, STate farms finances and refinances auto loans with great rates. Call 'em.

    roni
     
  6. Mar 30, 2001 #5
    marci

    marci Well-Known Member

    Roni,

    Thanks so much. We learn something new everyday. Who woulda thought
    State Farms...

    Anyway, congrats on your refinance. That's a fantastic rate.

    And thank you for the Citi info as well. Because of what you started, I now
    have my very own Plat Select and am a proud "prime-card" carrier.

    Marci
     
  7. Mar 30, 2001 #6
    roni

    roni Well-Known Member

    I am happy for you too Marci....about Citibank and jump on state farms. The receptionist at my office has state farms financing. I have their auto insurance and noticed the brochure but waited until my loan matured a little and my scores improved before applying. At least we know they DO NOT PULL TRANSUNION. My tu is 560..

    roni
     
  8. Mar 30, 2001 #7
    marci

    marci Well-Known Member

    Yeah,

    I bet they'll pull Equifax for me. I just need to get maturity on my Wells
    Fargo car loan (4 months old today) and get my correct d:l ratio reported.
    It's at 39% now, down from 63% but reported now at 93%.

    Arrrggghhhh Cap One!!!!

    Marci
     
  9. Mar 30, 2001 #8
    Newcomer

    Newcomer Well-Known Member

    Congrats, Roni!
     
  10. Mar 30, 2001 #9
    miles

    miles Well-Known Member

    Way to go, roni. I'm happy for you. BTW, do you have to be a member to apply for a State Farm auto loan? I am going to purchase a car in a couple of months and am trying to decide where to go to for a loan. I need to find a different insurance carrier too because Geico is just too expensive IMO. For insurance, does State Farm pull your report? Also, do they report your loan to the bureaus? Thanks a bunch!!
     
  11. Mar 30, 2001 #10
    roni

    roni Well-Known Member

    No you dont miles. just call and ask for the financing plan. I dont know how they report. I assume they dont pull transunion. They were not on my experian which i pulled on line last night so i would guess they pulled my equifax.

    roni
     
  12. Mar 30, 2001 #11
    miles

    miles Well-Known Member

    Thanks!!

    :)
     

Share This Page