I have a question about disputing. In my home state, there is a law that concerns CRAs. It states that the CRAs have the responsability to delete any information that is incomplete, incorrect, inexact or cannot be verified. I am starting my journey of cleaning my report and am thinking about disputing, mainly TU since they are reporting an old debt not quite 7 years old yet, but I know is incorrect. An old repo of mine where balance does not show the auction of the car accredited. Any thoughts about letters to be sent?
That is a big enough reason to dispute it. What is your intent? 1. To get the tradeline deleted? 2. To get the tradeline to reflect the correct balance?
I am hoping to get the tradeline off my report. I know there is supposed to be a balance on the repo but not THAT much!
