I'm a little confused about the status line: unrated vs. paying/paid as agreed?? Just wondering because I have loans that were paid off (never late, fully paid) a few years back- it says UNRATED and then PAID underneath. Why do they leave it unrated?? Does this mean it does nothing to bring up my score? Should I try to get this changed?
OK, someone must know this... I just need to know if it is worth it to try to dispute these as "paid as agreed" with TU and EQ. I am also afraid that if I dispute, they will be unverifiable and deleted and this would then hurt my credit score- confused help. Here are the listings: EQX: University of xxx, Opened 12/96, last activity 4/97 High Credit $1150 Terms 10M Balance $0 Status: I, date reported 05/97 Comments: Paid Account/Zero Balance, Student Loan Just status = I, there is no 1-9 added, so I assume this means it is unrated?? TU: University of xxx, Open Account Updated 6/1997, Opened 8/1996, Closed 6/1997 Balance: $0, Most Owed $1220 Status as of 6/1997: unrated In prior month from date closed never late. 2 others like these on each report for different time periods.
bump... someone please, sending next round of disputes Monday- include or not??? FYI. these are now showing on the "no adverse info" part of my TU report.
