JUST THOUGHT YOU MIGHT BE INTERESTED...WERE NOT TALKING ABOUT A $1,000 CREDIT LINE EITHER...IT'S $18,500!!! SUPPOSEDLY IT HELPS F.I.C.O. UN-USED... ****************************************************************** NEED BUSINESS @ 9.99% W/O BT FEE??? From: XXXX X XXXXXXXX Date: 10/19/01 9:XX:29 PM To: NextCard Customer Service Case: 474XXX I WILL NOT USE THE CARD EVER @ 18.99%. If you refund the unadvertised $100 BT fee and the over-charged interest, I will use the card again. ****************************************************************** Re: NEED BUSINESS @ 9.99% W/O BT FEE??? From: NextCard Customer Service Date: 10/22/01 7:XX:27 AM To: XXXX X XXXXXXXX Case: 474XXX Hello from NextCard! Thank you for your email. After reviewing your account for a better rate I was unable to find anything better than your current rate or no balance transfer fee at this time based on your unique credit profile and your account history. Periodically you may contact us to see if there is a better rate available. If you have any other questions or concerns please feel free to contact us any time. Thank you for choosing NextCard, XXXXXX X. NextCard eService Advisor www.nextcard.com