Still Confused by Experian

Discussion in 'Credit Talk' started by Desdemona, Feb 26, 2002.

  1. Desdemona

    Desdemona Well-Known Member

    Experian has really confused me today.

    I disputed my paid Cap One C/O and my paid Target/Hudson C/O in January. I received the result last night. In my earlier post I had questioned my account history. With Cap One is showing me 90 days before I was 30 days. It came back remains unchanged.

    Well I also disputed my paid Target/Hudson C/O.

    They had the Hudson listed as Open/Past due 180 days. $0 past due as of 7/2000. (Iâ??m sure that was killing my score)
    They had Target as Paid in settlement/Current, was past due 180 days.

    The account histories on the accounts were different:
    Hudsonâ??s: 180 days as of 5/00 to 7/00, 12/98 to 4/00
    Target: 180 days as of 11/98 to 6/00.

    Resultsâ?¦ donâ??t laugh..

    Hudsonâ??s:
    Paid in settlement/Past Due 180 days
    Same account history
    C/O amount: ($10) TEN DOLLARS

    Target:
    Open/Never Late
    $0 balance/ paid as of 10/2000

    The C/O is gone from Target, but my reports a C/O of a whopping TEN DOLLARS!!!

    I donâ??t get it. If the account has the same account number shouldnâ??t this report the same?

    How do I use this to my advance?

    I disputed as same account reporting twice. Status canâ??t be Past Due 180 days with $0 past due.
     

Share This Page