My Equifax score is still zero due to my entire file being dropped by them after I disputed the balance on my car loan. Some of you may remember my story, it happened when the board went down. How long should I expect something a company reported to Equifax on January 23 to show up on my report? The company holding my car loan "sent their tapes" (their phrase) to Equifax for all their accounts on January 23...still nothing is on my report. My other tradeline sent me the UDF, which I mailed to equifax. I sent a letter 2 weeks ago to Equifax asking them to please put my two tradelines back that they deleted. I haven't heard back from them. Next step? Plus, how bad will this look when I shop for a mortgage when my TU is 700 and EXP is 680? The two missing tradelines appear on those reports.
