If the SOL has expired, I'm assuming they (CA) can no longer collect on the debt, right? Why would you pay it off even though one can't collect on it? How, if any, can you get it off your credit report since they can't collect it? Could you, would you, see if they would settle for a lot less and show it as 'paid as agreed' even though you don't have to pay it due to SOL? I mean, you would now be in the driver's seat, right? You don't have to pay but you're willing to give them something for something.
The only thing that the SOL will do for you is that it its an AFFIRMATIVE DEFENSE to a lawsuit if the CA tried to sue you for the debt. They can still file for a judgment, it is up to you to raise the SOL Defense!
Right. Just a note so there is no confusion - they can still attempt collection, as the other poster said it is an Affirmative defense in a lawsuit.
1*If the SOL has expired, I'm assuming they (CA) can no longer collect on the debt, right? 2**Why would you pay it off even though one can't collect on it? 3*How, if any, can you get it off your credit report since they can't collect it? 4* see if they would settle for a lot less and show it as 'paid as agreed. 5*I mean, you would now be in the driver's seat, right? You don't have to pay but you're willing to give them something for something. broncsboi ================== 1*Rite. 2*There is no legal reason to pay it. 3*It don't have to be collectable to be reportable. 4*How are you going to do that when there is no such thing as a paid as agreed collection.?? 5*Just don't get thrown out because of no seat belt. THE END ** *** ** LB 59 """"```--~~~~~~~~~--```'""''' PS New Member Must Reads.--------------------------- http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=350770#post350770 http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=314910#post314910 http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=352826#post352826 Sample letters http://consumers.creditnet.com/straighttalk/board/index.php?s= WhyChats statute of limitations http://community-2.webtv.net/Y-chat/WhyChatsCredit/ http://community-2.webtv.net/Y-chat/WhyChatsCredit/ statute of limitations http://www.edebtnetwork.com/content/collection_laws.asp """"```--~~~~~~~~~--```'""'''
