Recently we found out that My husband is the victim of ID theft. We are in the process of refinancing a home and found a charge on his credit report from SBC Wisconsin. IT turns out this is a Telephone company in Wisconsin and someone used his SS# to open a phone account with them. we don't live in Wisconsin we live hundreds and hundreds of miles away! Never have lived there. The charge is 845.00!!! We did not know about the charge until it hit the credit report a few weeks ago. I have talked to SBC and they are not helping. I talked to CFC the collections company and they told me all the info about when it was oped and closed. I have filed a police report with the Madison WI police dept. and flagged the credit files with fraud alerts. This account was opened in "99. CFC wants us the prove were we were living at that time. Can someone tell me what we need to do? Has this happened to anyone else? Thanks in advance. Jade031
1*CFC wants us the prove were we were living at that time. 2*Can someone tell me what we need to do? 3* Has this happened to anyone else? Thanks in advance. ><- <>- ><- <> 1*You don't have to do that. 2*Just make them prove you owe it 3*Probably ><- <>- ><- <> =================== ><- <>- ><- <> Con artists prey on stressed-out debtors http://immediamail.net/ct?id=22215&urlid=16303&lid=18&nlid=15&sid=1540&cid=617&oop=p ============== ><- <>- ><- <>===================
Jade, Besides the other actions you've taken, have you filed the FTC's ID Theft Affidavit form with either the CRA's or with this utility? If you haven't, here's a direct link to the form (you'll need Adobe Reader to print it): http://www.ftc.gov/bcp/conline/pubs/credit/affidavit.pdf IMHO, that affidavit should be good enough proof for CFC that your husband's ID was stolen. HTH, John
