Stolen Wallet.

Discussion in 'Credit Talk' started by roni, May 2, 2001.

  1. roni

    roni Well-Known Member

    I got some BAD news. My wallet was stolen today at work. GREAT!

    I realized it was gone from my purse tonight. I just had to cancel all these danggone credit cards that I have. Plus this will look terrible on my credit reports. I have 3 bank check cards also in my wallet. I just hope that none of my cash was taken by these crooks. I am really bummed out.

    So far, I only had a fraudelent charge on my Capital one account. I dont get that. Why did they use Capital one?

    I still have to call victoria secrets, target & spiegel. I dont know there numbers at all or my account numbers b/c I havenot gotten a statement. And a pair of diamond earrings. Dont ask why? I had to remove them for military drill and stuffed them in my wallet pocket. dang.

    In addition, All of my ID was in it. My military ID, my Drivers License, My health card....dang.

    Boy am I bummed.

  2. Reshod

    Reshod Well-Known Member

    Sorry to hear Roni,

    here is the number for Target:

  3. Reshod

    Reshod Well-Known Member

    CAP 1 Stolen Cards


    Good Luck
  4. DaveLV

    DaveLV Well-Known Member

    Sorry to hear about your wallet, but at least now we get to see if those "viking" commercials they run on TV are accurate.
  5. Reshod

    Reshod Well-Known Member


  6. Reshod

    Reshod Well-Known Member

    Victoria's Secret

  7. Reshod

    Reshod Well-Known Member


    make sure you especailly report the military ID as stolen. Operation Security! Also you will be held liable for any actions that occur on your ID card, if you do not report it to the military police!


    GEORGE Well-Known Member






  9. roni

    roni Well-Known Member

    Thanks Reshod. & George.

    Who do I call about my ID. My unit. I am lost.
  10. roni

    roni Well-Known Member

    Re: Thanks Reshod. & George.

    OH yeh, I forgot to mention that I had $100 in it too. what a trip.
  11. hurricane5

    hurricane5 Well-Known Member

    Re: VS

    Sorry to hear about your situation...I "lost" my wallet during a business trip to Brazil. I didn't find out until I went to pull it out and pay for the cab ride to my hotel in Sao Paulo (10 hours later). I had $100 US dollars in my pocket, luckily, my colleagues in Brazil made sure I was taken care of. Needless to say, my debit card was WIPED OUT, my one CC was MAXED out...but I was pleasantly surprised at how accomodating my bank and CC company were. Within a week, the money was back in the bank, and the CC charges were gone. The funny thing though is that when I go on a "shopping spree" now, my bank will actually "shut down" my debit card and I have to call them to say "yes, it's me spending this money"...happened twice, so now I just call them ahead of time and let them know that I will be having "unusual" activity on my card in the next few days.

    Hang in'll take a minute, but things will be back to normal soon!

  12. roni

    roni Well-Known Member

    Re: VS

    that is good news. I am terribly stressed out. I was worried that my down payment for my home would be wiped out b/c I had the debit card to that account in my wallet too.

  13. Erica

    Erica Well-Known Member

    Re: VS

    > >
    We've all heard horror stories about fraud that's committed using
    your name, address, SS#, credit, etc. Unfortunately I (author of this
    have first hand knowledge, because my wallet was stolen last month
    and within a week the thieve(s) ordered an expensive monthly cell phone
    package, applied for a VISA credit card, had a credit line approved
    to buy a Gateway computer, received a PIN number from DMV to change my
    driving record information online, and more.

    But here's some critical information to limit the damage in case
    this happens to you or someone you know. As everyone always advises,
    cancel your credit cards immediately, but the key is having the toll free
    numbers and your card numbers handy so you know whom to call. Keep those
    where you can find them easily (having to hunt for them is additional
    stress you WON'T need at that point)!

    On a personal note, I remember losing a MC and until I got the toll free
    number from information, etc. I was a wreck.

    File a police report immediately in the jurisdiction where it was
    stolen. Thist is perhaps most important: I never ever thought to do this.

    Call the three national credit reporting organizations immediately to place
    a fraud alert on your name and SS#. I had never heard of doing that until
    advised by a bank that called to tell me an application for credit was made
    over the Internet in my name. The alert means any company that checks your
    credit knows your information was stolen and they have to contact you by
    phone to authorize new credit.

    By the time I was advised to do this - almost 2 weeks after the theft, all
    the damage had been done (there are records of all the credit checks
    by the thieves' Purchases, none of which I knew aboutbefore placing the
    Since then, no additional damage has been done,and the thieves threw my
    away this weekend (someone turned itin). It seems to have stopped them in
    their tracks. The numbers are:

    Equifax 1-800 525-6285
    Experian (formerly TRW) 1-800-301-7195
    Trans Union 1-800-680-7289
    Social Security Administration also has a fraud line at

    Another good idea... is to make photocopies of credit cards, drivers
    and SS and white mind you (think its illegal to make color
    copies of drivers license...)
    I just got this in an email tonight, hope it helps and everything works out for you.
  14. AnnMarie

    AnnMarie Well-Known Member

    whew that's terrible

    I am so sorry---you must be totally traumatized! deep breathes, focus, it's okay....that's what was going thru my head when I was reading your post (as if it were me!)
    It will be okay, just make sure you notify every one of your creditors that were in your wallet. Think about what was in it, in detail...

  15. Kelly

    Kelly Well-Known Member


    That sux!

    Hope the creep/creepette gets busted trying to use your card or something.

    Good luck

  16. roni

    roni Well-Known Member

    I am totally stressing out.

    My military ID has my SS# on it I think. So now what.

    Report this and get a fraud alert on my file...that sucks.

  17. Nave

    Nave Well-Known Member

    Wow I am sorry to hear that Roni.

    Hopefully they used your charge card in a convenient store or somewhere that has a camera so they can nail em! Do what you gotta do to protect yourself even though it may hurt your score or credit profile slightly. I never thought about the effect a thief could have on your credit report that way! That sux!

    Well I know it aint much, but we feel for ya. -Dave
  18. GEORGE

    GEORGE Well-Known Member


    My military ID has my SS# on it I think.

  19. DaveLV

    DaveLV Well-Known Member

    I don't know if the fraud alerts will change your score, but you probably are going to have to give up instant approvals for awhile. :(
  20. hurricane5

    hurricane5 Well-Known Member

    Re: VS

    Well the good news is that most debit cards have a daily spending limit (First Union's is $1200 - you may want to check with your bank), so there is only so much they can as far as taking money out of your checking account.

    For me, since this was my debit card - that was tied to my checking account - that is joint with my wife, she was stuck too, she didn't have any money either. The bank was very responsive, I didn't even have a police report...I just called and told them what happened, and they credited the money back in a couple of days, when I returned to the states, I filled out the affidavit saying that I was being honest and truthful, and we were done with it.

    Keep your head up! You've helped a lot of people on this board keep their head up (including me)


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