Stop Applying You Fool

Discussion in 'Credit Talk' started by broncsboi, Jul 19, 2004.

  1. broncsboi

    broncsboi Well-Known Member

    3 years post BK and I've got, what I think is, a diversifed set of credit cards.

    Cap1 $2240
    Patelco $2500
    Cap 1 $350
    Orchard $750
    Target $200
    Mobile $100
    Qwiktrip (gas) $300
    Dillards $1000
    Zales $750
    Jareds $3500

    And I've already tried for others that I was not approved for:

    Macys
    Robinsons May
    Chevron
    Circut City
    Mervyns
    GAP

    I can't think of any other cards that I would like to have in my wallet so I guess I'll stop applying and just work on paying down the debt I have.

    My PG score has risen to 682 recently so I'm anxious to see what it gets to when my total debt is below 5%.

    I would love to have Home Depot, Lowes or one of the big ones Citi, AMEX, BofA but my BK on file will hold me back for many years to come.

    I'll sit satisfied with what I have for now. I'm not looking to purchase anything major since I already have a home.

    I went on a major applying binge recently and had a few more approvals than not but for now I'll cool my fingers.

    THANK YOU CNETTERS. I've learned so much from reading and posting and I know I would not be where I am today creditwise without this board. If you've posted one time or a thousand times, your input in invaluable to the rest of us. Keep it up.
     
  2. Hedwig

    Hedwig Well-Known Member

    Thanks. It sounds like you've done a great job. But like you said, probably time to take a break.
     

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