Wanted to post this to see if I could get an answer on it while I search. My friend made a payment to Asset today over the phone and agreed to the payment plan; he knows nothing about credit at all, just happened to mention that he did it and I of course flipped. He made the payment by phone with a check from his mom's account- can I tell him to have her stop payment on the check or is the damage done and he is screwed already? It WAS out of SOL and it is for an old Ballys account.