Long time no chat folks. For those of you who know me....Hey! It's been a very long time. New job - no time to browse anymore - especially with school. Anyway, I see Roni...er, girl6 is still popping in from time to time...hey girl! The credit thing is fine. I'm working to pay down my balances so I can buy a house this year (debt to income ratio is high). Other than that....things have been lovely. I love love love my MDX (last major purchase). I've paid off a few cards, closed the accounts, gotten 2 $1000 increases on my CapOne Gold MC, gotten increases on both Providians and got the CapOne Platinum. I only got a $500 CL but the balance transfer rate was 2.9%. Good enough to transfer a few small things over there. Hope all is well with everyone. Check me out sometime!