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Store credit cards post BK?

Discussion in 'Credit Talk' started by CAS2, Nov 22, 2003.

  1. Nov 22, 2003 #1
    CAS2

    CAS2 Well-Known Member

    What are the chances of me getting a store credit card now? I'm almost 6 mos out of Ch7 BK. Current credit score is ~585-600 with ZERO lates in 7 months. Also, recently got approved for Target Guest Card w/$200 credit limit.

    What do you think? Do I have a shot? THANKS!
     
  3. Nov 22, 2003 #2
    AtlantaGA

    AtlantaGA Well-Known Member

    One note on the Target Card...they pull a Cap 1 on reporting...N/A as credit limit....only report balance and high credit.
     
  4. Nov 22, 2003 #3
    CAS2

    CAS2 Well-Known Member

    That's not good, right? I mean, I've never been late on it. I am carrying a small balance - $50.
     
  5. Nov 22, 2003 #4
    AtlantaGA

    AtlantaGA Well-Known Member

    Charge up $200 on it, then pay it off when the bill comes, so it'll show a high credit of $200 with $0 usage.
     
  6. Nov 22, 2003 #5
    CAS2

    CAS2 Well-Known Member

    Thanks for the tip!
     

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