I am looking to refinance my mortgage and my broker called yesterday to discuss my credit report. She had pulled Transunion, I have a first and second mortgage and she said neither were showing on my report. I told her I pull my TU report almost every week for the past couple months and they both show up. Any idea as to what is going on? All other accounts are there. She said that one of the mortgages show up on my girlfriend credit report. She went ahead and pulled Experian for my girlfriend and they both show there. Very odd stuff going on. Appreciate any response.
Do you have a hard copy of your TU report on or about the same day your broker pulled your TU? Also, are both your first and second mortgages showing as positive accounts? If so, I'd sure like to hear TU explain why they are not including positive tradelines to potential lenders, yet they report them to the consumer. Yet another way to artifically lower your score.
Yes, I have a hard copy from the same exact day. Yes, both are showing as positive accounts. Should I fax a copy to TU or my broker?
