Hi, I have 2 collection accounts with date of last activity of 11/94 with arrow. One went to a judgement which i settled with them on. NOw I have these 2 accounts on there as 120 lates and still open as well as the paid judgement listed. Of course i do not want the judgement to be on there... If I dispute and it does not come off, I was thinking to pay them the $600 i owe on the other account in return for them to delete the judgement and 2 accounts from my report. Would anyone ever think to do this or think this is a good idea or way to delete these killer listings? What are my odds of a judgement being deleted?
I want the judgement off...so i figured if i bait them into deleting the 2 accounts and judgement listing for $$$ it might work. Any thoughts???
Lizard ..... the judgement is only 1 year old..i dont care about the accounts!! I want to use them and some $$$ to get the judgement off. Can the plantiff on the judgement get it off or courts only>
Paid judgments count less and less as they age and you build new good credit. It is not easy to have a judgment vacated. You really have to have a reason, and be able to prove it. breeze