Hello, psychDoc... Maybe you can help me with this, since you had some type of similar situation with your student loan. Please anybody help.. I've been doing some research on creditwrench, when I cam across the Nutcase letter. I have 2 student loan accounts that have been paid for but it showing up as delinquent on my report for 120+ days late. I need some assistance from anybody on this?? First, the loans has been paid but is has the derogatory comments on my report. Second, on one of the report the loan "Account Open" date is showing as "N/A". Is this something that I will have to dispute with the credit bureau or the Original Creditor (Student loan office). If the credit bureau cannot verify the open account date, will they have to delete the items???.. Should I just contact the student loan office and have them remove the entry all together?? Should I be using the Nutcase letter on the student loan office to have them remove my credit history from the bureau??
reread (and then read again) the FAQ and the primer and then do a search on student loans. Then we'll need more specific info; for example, how old are they, who is/was the servicer, who paid them and when, who is reporting them (OC/CA/Guarantor), on which CR are they being reported, etc?
