Hi, A few years ago I had a unknown student loan go delinquent. It was sent to collections who then finally notified me. It was then consolidated with a current federal direct loan. The original (defaulted) loan shows up on my account as a derogatory charge-off / collection, $0 balance. The last active date shows it as a collection / charge-off in Dec '06, even though it was consolidated a full year earlier. Two questions... should this even be listed since it was consolidated? What should I do to have the date reflect the correct pay-off date? Thanks!
