I had a six student loans thru Citibank for a total of 15,000. i was late/past due/delinquent. About two years ago i consolidated and refinanced these six loans into two with Citibank. I have never been late since the refinance,and these two loans show in good standing. but the old six loans show in the negative on all three reports, I have tried to dispute them, and called Citibank to see if they would help but nothing. all six loans state current/refinanced and show the late payment history. These six loans are the only derogatory items I have! What should I do now? Please help Thanks George
