...whilst on the journey to increase the FICO, I'm also writing to my student loan folks about late payments in the past (specifically-- late 1995 and before). I consolidated like 3 or 4 loans altogether back in January, 1997. Basically, I asked them to review their bureau entries on the credit reports, along with my current, never-even-thought-about-being-late consolidated loan, and--in a rather uncharacteristic move, begged them to update the old closed loans to reflect no negative/delinquent payments--as we're going on 6 years, and this information is basically outdated and not noteworthy. When I say beg, I did use the words "implore" and "humbly". Although I stopped short of "extra-super-pretty-please"--LOL. Anyone had any luck using this approach, particularly with student loans? Again--thanks, David
1) disputing and watching them not verify. 2) Calling and calling and telling them they are nuts...I wasnot late...finally someone listened. I am sure they get beg letters all the time..... roni
