Student loan letter...

Discussion in 'Credit Talk' started by David, Apr 29, 2001.

  1. David

    David Well-Known Member

    ...whilst on the journey to increase the FICO, I'm also writing to my student loan folks about late payments in the past (specifically-- late 1995 and before).

    I consolidated like 3 or 4 loans altogether back in January, 1997.

    Basically, I asked them to review their bureau entries on the credit reports, along with my current, never-even-thought-about-being-late consolidated loan, and--in a rather uncharacteristic move, begged them to update the old closed loans to reflect no negative/delinquent payments--as we're going on 6 years, and this information is basically outdated and not noteworthy.

    When I say beg, I did use the words "implore" and "humbly".

    Although I stopped short of "extra-super-pretty-please"--LOL.

    Anyone had any luck using this approach, particularly with student loans?


  2. roni

    roni Well-Known Member

    I had absolutely no luck with that method whatsoever, even though I was in the right.

  3. David

    David Well-Known Member

    rats...what method did you have luck with?

  4. roni

    roni Well-Known Member

    1) disputing and watching them not verify.

    2) Calling and calling and telling them they are nuts...I wasnot late...finally someone listened.

    I am sure they get beg letters all the time.....


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