Hello Everyone, Just joined and had my very first question to post. Right now my wife and I have our student loans in forbearance for another 6 months. We're actively working on find ways to improve our credit. Beside paying our current credit and auto loan debts down our next target will be the student loans. I'm aware of certain income based repayment plans that we could pay a small amount each month while still staying current. My question is, will making any payment each month help our credit even if it's $5-$25 a month? Or would we be wasting our time and be better off leaving it in the forbearance status it's in right now? Thanks for reading!