My wife has 2 federal sallie mae loans that each have a single, isolated, recent (1yr old) 90 day late. Other than std. CRA dispute, is there a better way to attack something like this? I have heard that sallie mae lates are really tough to get off reports. On the flip side, I had a late with a perkins and it came off in CRA dispute in 2wks! maybe I was just lucky! Thanks for the advice
