After a student loan goes into default and is given to the guarantee entity (Ed Fund) can they start their aging of the account at the point it is given to them or do they have to also report the date the original bank that gave the loans date (Citibank)? Also does deferrment change the date of last activity? Thanks for any help Kara
yes they can start the "re-aging." I think iti is ocnsidered a last activity. Bu this can be fought. you should try disputing the reagingon the basis the previous account holder started the date of last activity already. any one else?
Thanks for the response. I thought the new laws stated it was from the date th account went past due and not last activity. I wonder if this is a stste by state thing. Anyone know? Kara
