Student Loan Reported 2 times. Will they remove "duplicates?"

Discussion in 'Credit Talk' started by geocredit, Apr 19, 2009.

  1. geocredit

    geocredit Member

    Hi,

    My Student loan has been passed to 2 different institutions. Same loan.

    The first one shows delinquent and says; Status: Claim filed with government. $852 past due as of March 2005.
    Status Details: This account is scheduled to continue on record
    until Oct 2011.

    I was offered a chance to fix things and The loan is now serviced by Another bank. The current one shows several $150 good faith Payments made and subsequent payments deferred until June and reads this way; Status: Open. Deferred, payments begin Jun 2009. Also; Status Details: As of Feb 2014, this account is scheduled to a positive status.

    Both of the above are on the exact same student loan. Is there a basis for removal of the first one and what letter should I use to get the first one removed?

    Also are the two tradelines two strikes for my FICO or just one because they are the same loan?

    Thanks
     

Share This Page