I thought I had paid all my student loans way back in 95. So i wrote to the agency asking them to verify that this loan was not paid (I have no records -lost everything in a move) I sent a letter with a return receipt. I haven't heard back from them at all- its been a month. Now what do I do. I'm afraid they make seek a judgement without contacting me again. I really am willing to if I didn't pay this loan, but arghhhhh!!!!!!! Should I contact them? I know student loans never go away. any advice out there?