I have 2 student loans that were included in a Chapter 13 Bankruptcy in 2/1997. I started paying them again in 1999 after my bankruptcy was dismissed. The company has NOT reported them being paid since 1997. Status: Petition for Chapter 13 Bankruptcy/Past due 90 days. Status Details: This account is scheduled to continue on record until 1-2004. This item was verified and updated on 6-1999. Date Opened: 02/1994 Type: Installment Reported Since: 03/1995 Terms: 113 Months Date of Status: 02/1997 Monthly Payment: $0 Last Reported: 04/1997 Responsibility: Individual Credit Limit/Original Amount: $1,600 High Balance: NA Recent Balance: NA Recent Payment: NA Account History: 90 days as of 2-1997, 10-1996 60 days as of 1-1997 Filed Chapter 13 Bankruptcy 02/24/1997 to 06/07/1999 Essentially, what is this report telling me? It looks like the account is paid off or what??????
please help anyone? I called the Loan company and they said that I was current on all of my payments since late 1999. Can I file suit or do something about them not reporting it to the credit bureau since 1997? Or am I up the creek without a paddle? They are showing the account as 90 days late or am I not reading this correctly? The woman I spoke to on the phone said that she would contact the man who does the updating to the credit bureaus and see if he can fix it. She told me to call back in a few days. What to do now?
