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Discussion in 'Credit Talk' started by TJ, Dec 10, 2000.
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If the student loan is guaranteed by the US Department of Education or a state guaranty agency, the private institution will send the loan to the guaranty agency. In turn, the guaranty agency will pay the private institution what you owe, and they will start the collections process on you.
They will try every dirty collection tactic possible on you, and they WILL succeed. Some of the nicer things they do is take away any income tax refunds you have coming and garnish your wages until the collection amount is paid in full. While they can't take blood from a turnip, they somehow manage to take the turnip.
You'd best not sit around idle, hoping they won't get you. They WILL! Find out what you can do to take care of this collection amount voluntarily, and do it QUICKLY! If you haven't let it go too far, you might be able to have your payments reduced or deferred.
Sweetheart, get up off that arse and get after it! You don't want to find out the consequences of doing otherwise.
Nope. They both will ruin your credit indefinitely. Plus they will still get there money. BY ANY MEANS NECESSARY!