1. Apr 19, 2003 #1
   

   fingrrrl Well-Known Member

   Just checking...if they're not in repayment yet then they don't effect your score, right? Or am I wrong?

    

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3. Apr 20, 2003 #2
   

   Mycroft Well-Known Member

   I assume they do, they're on your report.

    
4. Apr 20, 2003 #3
   

   fla-tan Well-Known Member

   fingrrl
   
   If your student loans are not in repayment and as long as the deferment is at least 12 months before payment is due, then as far as a mortgage lender is concerned, they have no affect at all on debt ratio.
   
   
   fla-tan

    

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