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Discussion in 'Credit Talk' started by Shelby, Apr 9, 2001.
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I think you will have to wait on the mortgage.
Defaulted student loans can be a PAIN.
I just got my lender to write me a letter saying it was THEIR error and that mine never defaulted, but Oklahoma is more lenient than some states.
Why try and qualify for the mortgage in 9 mos (unless you're pregnant)? Why not just wait the year??
We are considering a least purchase where the seller wants the house sold by Jan 2002 which 9 months away.
Can you negotiate the purchase date? Find the sellers motive for selling, are they retiring, funding a college education, why do they need all of their money in Jan 2002?
Everything is negotiable....
You can get a fHA or VA mortgage with the loans in rehabilitation.