As far as I know, I have no "bad things" in my credit history, except for applications for credit (EX: Discover Card). Does anyone know how I can get more credit? I will be traveling abroad shortly and could use more credit quickly, mostly out of fear of emergencies. Would trying one of the "subpar" cards on the "credit cards" section of this page be a good idea? Should I try to take something more up with CapitalOne? Credit I've been denied: -Discover Card (repeatedly) -Credit Limit Increase on my CapitalOne Visa -Account Protection on my Citibank checking account Now, here's the thing that I really don't get: I <B>Always</B> pay my bill on time, and I have never been late with a payment. I don't understand why I have been repeatedly denied credit. Does anyone have any clue what's going on? Is one of the "subpar" cards a good idea? Thanks!