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Discussion in 'Credit Talk' started by sebz, Aug 3, 2000.
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You learn things by asking, no stupid questions here
APR= Annual Percentage Rate.
It's the yearly percent amount that credit card companies or other lenders charge for credit lines, loans etc.
Alex is right. APR stand for the Annual Percentage Rate. Common sense tells you the lower the percentage the better the offer.
Since you are new make sure you read and check out all offers of credit carefully before you apply. Remember Never apply for a Offshore Credit Card because payment are easily lost since you have to use a coke bottle and a cork and toss it in to the ocean. the last part was a joke
Alex is right. CreditWorks also uses APR to calculate our rate of payments. We have been paying 19.47% APR on all loans since May 1996. Use your credit smartly. Exercise it, to make it grow so you may deal from strength.
Profit from the experience.