I've been out of the loop for a bit, but now I see that Asset Acceptance MAY (not sure) be re aging my man's two collection accounts. The account opened in 5/98 when he was a college dummy and on the equifax report, every month it was open it was late so many days... which makes me wonder, which month starts the SOL and which starts the 7 years. I thought that the 7 years is 6 months from the date of the last payment made (to where the account was not caught up) + 180 days. So is it the same for SOL? How the farq do you figure it out if you don't have statements from 98/99? Equifax has a little box for each month and it's like 30 days here, 60 here, 120 here. (OC) Experian has him 90 days late 8 times, when he opened the account in 1998... so I know we are close, but it's so confusing to me. especially when Experian has "unknown" for dola I don't need anyone to spend time answering these questions, but I tried the tolling of SOL section in FAQ but it was mostly about suing... in general. There used to be a FAQ that was more user friendly, but I can't find it.
I would go by the info on the EQ report. Find the first 30 days late and see if it was ever current after that. If not, add 5 months to that date.
