I'd like to know everyone's opinion about which sub-prime cards are the best. I have one secured (First National Bank) and Aria, persona i think, VERY low limit. I was looking for either an unsecured or partially unsecured card. I have two charge offs and a couple of collections. Working on cleaning it up, and have immaculate payment history for the last 6 months. Thanks!
FCNB is rated the best for sub-prime lending.This is a secured account but they can give you a credit limit up to 300% of your deposit.Your credit record would be used for determining your credit limit above your initial deposit.Interest rates are better then the rest of sub-prime cards.To get more information on this card go to www.fcnb.com Hope this may help you on rebuilding your credit rating.